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Money and debt

Get free advice to help you budget your money, manage debt and claim benefits.

Money help in Essex

Your local Citizens Advice can speak to you in person or over the phone about money, debt and benefits.

Christians Against Poverty offers free debt advice and runs jobs clubs and money courses in Essex.

Essex Floating Support Service

This free service gives housing related support, including how to:

  • maintain your tenancy and prevent homelessness
  • budget your money
  • manage debt
  • claim welfare benefits

To access this service, contact:

  • One Support if you live in North East or Mid Essex (includes Braintree, Chelmsford, Colchester, Maldon and Tendring)
  • Family Mosaic if you live in South and West Essex (includes Basildon, Brentwood, Castle Point, Epping Forest, Harlow, Rochford and Uttlesford)

Essex credit unions

Credit unions are community co-operatives that provide savings and loans to their members. They can help you save regularly and borrow responsibly. Visit Find Your Credit Union to search for one near you.

Energy bills

The Essex Energy Switch is a collective scheme that negotiates cheaper deals from energy suppliers. You can sign up for free and are under no obligation to switch supplier.

Visit The Money Advice Service for general information on how to save money on gas and electricity bills.

Money help nationwide

Citizens Advice has free information and advice about money and debt online.

The Money Advice Service gives information on managing your money and budgeting.

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